Dental Experience For Transformed Oral Health

A PPO plan, or Preferred Provider Organization plan, allows policyholders to choose their dentist, whether in or out of the network. They have the flexibility to see any dentist but may receive higher benefits and lower out-of-pocket costs when they visit an in-network provider. On the other hand, a DHMO plan, or Dental Health Maintenance Organization plan, requires policyholders to select a primary dentist from the network and typically requires referrals for specialist visits.

Yes, Guardian Dental Insurance offers different plans to cater to different needs. They have individual, family, and group plans for employers to provide dental benefits to their employees. They also offer Preferred Provider Organization (PPO) plans and Dental Health Maintenance Organization (DHMO) plans.

Guardian Dental Insurance plans generally cover pre-existing conditions; however, coverage specifics may vary. Reviewing the plan details or contacting Guardian's customer service to understand how pre-existing conditions are handled under a specific plan is recommended.

Filing a claim with Guardian Dental Insurance is usually straightforward. You can typically submit your claim through your dentist's office, which will handle the paperwork. Alternatively, you can file a claim online or through Guardian's customer service. It's best to consult the specific plan documentation or contact Guardian directly for detailed instructions on the claims process.

Guardian Dental Insurance covers many dental services, including routine check-ups, cleanings, fillings, crowns, bridges, root canals, orthodontics, and oral surgery. Coverage levels may vary depending on the specific plan and policy details.

Yes, Guardian Dental Insurance can be used as secondary coverage even if you already have dental insurance through another provider. It can help cover any remaining out-of-pocket expenses or provide additional benefits not covered by your primary insurance.